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From the Desk of Ron Restaino, Broker/Owner


PREPARING FOR A BUSY SEASON

What is the major difference between March and April in Wisconsin? That may seem like a silly question and certainly there are a multitude of obvious answers, but in the world of real estate the difference a month makes is quite startling.

If one takes a look back over the past decade, the number of homes sold throughout Wisconsin increases drastically from March to April, usually by anywhere from 600-1,000 units. In 2016 however, the number of homes sold skyrocketed by an additional 1600 units between March and April. There is no reason to expect anything different this year.

In simplest terms, the reason for this is more people are motivated to sell when the weather gets warmer. While having more inventory to work with is definitely good news for the industry, hopeful buyers still far outnumber the homes for sale. The result? Buyers cannot afford to waste any time when it comes to making an offer on a property. So what can you do to get a jump on the competition? Be proactive and be prepared!

The first thing potential buyers ? especially those who are serious about purchasing property ? need to do is get PreApproved for a mortgage. In most cases, this step should even precede initial house-hunting. This not only speeds up the process when making an offer, but it also lays out for the buyer just how much home he or she can afford. South-central Wisconsin is a very competitive market. Having PreApproved loan status can make an enormous difference and will help show your offer in its best light.

As local real estate professionals, Restaino & Associates works to leverage our relationships with lenders who will be able to help you through the Preapproval process. We advise Buyers on how to make strong, solid offer, and guide them through all the way to closing.

Expect to spring into action this April. It looks to be the start of a busy real estate season in Wisconsin. And keep in mind, mortgage interest rates are likely to increase again in the next few months. We have many tools and instructional video series at your disposal on our website at RestainoHomes.com. We want you to know that Restaino & Associates is here to help insure a happy and successful spring for all.

Happy spring!
Ron Restaino

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Madison Nite






From A Lender's Perspective...

How will rising interest rates affect a home buyer in Dane County?
A rate hike by the Fed isn't likely to squeeze too many consumers out of the market this year. Many economists are expecting interest rates to continue to increase. However, the increased rates will actually help provide an extra push to get more home buyers into the market place. It could also serve as an additional stimulus for the economy. We could see faster economic growth this year because the Fed is raising rates because it could help boost overall consumer confidence.

Higher interest rates can actually help make home ownership more affordable. As housing markets continues to grow, home values have been appreciating quicker than wages have been increasing. This makes home ownership less affordable for many. With rising rates, there is a marked slowdown in home value appreciation. Rapid appreciation results in larger down payments and loan amounts. This decreases the number of people who can afford to purchase a home. With lower home appreciation, people today could still be able to purchase the same home later in the year. The impact of rising interest rates has less of an impact that faster home appreciation. A one percent increase in interest rate equates to $50 to $70 a month in additional payments. This is minimal compared to the increase in home values. As Freddie Mac has stated, the market has gone from cheap interest rates to low interest rates.

Oregon Community Bank
and now Waunakee Community Bank

Oregon Community Bank is one of the fastest growing mortgage lenders in Dane County. Why work with an out of state lender or a large bank where the underwriting is not local? Check us out at both locations on www.oregoncommunitybank.com and www.waunakeecommunitybank.com or call us at 608-835-3268.

Roger Erickson
Senior Vice President, Mortgage Lending



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Concierge Preferred Vendors At Your Service

One of the more difficult issues people face when transferring locally or across country, is how to find reliable service providers that offer exceptional service to assist them with the various tasks and challenges associated with moving and settling into their new home.

At Restaino & Associates, Realtors we have assembled a comprehensive list of quality service providers who can assist you with the multitude of projects and responsibilities you need to get handled before, during and after your move. From movers to mortgage lenders, painters and window cleaners we have a full list of service providers eager and ready to assist you.

You'll save time and money as our concierge service providers offer certain discounts exclusively to Restaino & Associates clients.

Our goal is to help make buying, selling or maintaining your home as easy as possible. Visit our Concierge preferred service providers at www.MadisonRelocation.com and click on the category of the service you need and our vendor list along with their contact information and website will display. At Restaino & Associates, we want to be your trusted partner of a lifetime.



Restaino Relocation Team

Pictured left to right:
Nadya Nahirniak-Hansen, Relocation Director
Miki Smith, Relocation Consultant
Gail Johnson, Corporate Relocation Manager


800-637-1178
608-395-3103

A Leading Global Relocation Division Assisting Candidates, Transferees and Families Moving
In and Out of the Madison Area


Restaino & Associates Relocation Division is a vital resource for your recruitment and relocation needs. Our dedicated team prides itself on assisting your recruitment efforts to acquire world class talent to grow your company.

We partner with you to provide customized and comprehensive relocation services for your candidates, transferee and families moving in and out of the area.

Let us assist your recruitment efforts offering our relocation services at no charge to you or your candidate.


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Free Community Welcome Packets



We are delighted to mail you a welcome community packet that is filled with extensive information to familiarize you to Madison and the surrounding communities. It contains extensive information on cultural events, recreational activities, maps, biking trails, state parks, magazines, school information, day-care and other highlights.

A Children's packet is filled with school information and facts, Dane County School comparison reports, our award-winning Children's Museum, the local free Henry Vilas Zoo, fun activities and more!


Our Comprehensive Relocation
Services Include:

- Personalized Relocation Guidance
Adjusting to a new community takes time. Our relocation professionals can provide families with answers to their questions before and after they move.

- Area Orientation Tours
From neighborhood communities, schools, downtown, the arts and recreational facilities we can set up the best tour to give you a taste of living in the Madison and surrounding area.

- Customized Community Packets
Our community welcome packets contain extensive information on area schools, daycare, cultural events, recreational activities and other highlights of Madison and the surrounding areas.

- School Reports/Information
Our website offers the "Schools E-guide" program which provides thorough reports and comparisons of any and all schools in Wisconsin. Once you find a fit, our Relocation Team will also assist in setting up school interviews and tours.

- Partner Career Assistance
Our Relocation team can help the transition for spouses by offering tours and connecting them to our innovative Resume Network system which puts your resume in the hands of key area corporations that we partner with.

- Expert Home Buying/Selling
Our dedicated relocation team is here to help you find your home and assist you through the entire process.

- Rental Assistance
The professionals in our Relocation Division are equipped to find the best possible rental options, whether apartment, a condominium, a duplex or a single family home, based on the candidate's criteria.

- Seniors On The Move
As seniors begin to start planning their transition to retirement living our dedicated relocation team is delighted to assist to reduce the stress and help orchestrate the entire process at no extra costs.

- International Services
Moving locally or state-to-state can be challenging enough, let alone moving to a different Country. Our professionals will assist with the coordination of your social security needs, driver's licensing, banking options and more.



608-395-3103 * 800-637-1178
www.MadisonRelocation.com


Connect With Us

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InBusiness - Restaino

Thanks for Voting Us The #1 Real Estate Company 3 Years in a Row!

"We are delighted to have been chosen by our business peers as one of the premier real estate firms in Dane County. It is gratifying to know that influential business leaders in our community recognize our commitment to quality. We are proud of the experience, energy, and integrity of our sales associates, and the quality real estate experience our clients and customers enjoy."

- Ron Restaino


What's Happening





SoundWaves
Explore. Engage. Discover. Music and science together.
Friday, April 7, 7:30pm
Town Center of the Discovery Building
Visit Website

American Dreambank, Dreams Matter
Makers, Crafters & Doers workshops, Learning labs, Guest speakers on various topics, Lunchtime Yoga, Family events and more.
One North Pinckney, Madison
Visit Website

Monona Terrace
11th Fashion Show for All Abilities
Friday, April 21
Models of all abilities
Visit Website

UW Varsity Band Concert
April 20, 21 & 22 Kohl Center 7:00pm
Nobody Does It Better: 20 Years at the Kohl
Visit Website

Midwest 3-Day Horse Fair
One of the largest three day horse fairs in the country!
April 21, 22, & 23
Alliant Energy Center
Visit Website

Dane County Farmer's Market
Capitol Square opens April 15th
6:15am-1:45pm Every Saturday, Rain or Shine
Visit Website

Wisconsin Film Festival
Thurs., April 14-21
Presented by the UW-Madison Arts Institute in association with the Dept. of Communication Arts. The festival is known for its diverse film offerings.
Barrymore Theatre, Sundance Cinema, UW Chazen Museum of Art, and UW Union South hosting.
Visit Website

Henry Vilas Zoo
Free admission. Open 9:30am-5:00pm daily, all year-round. With the exceptions of a few holidays.
Stop by and visit the Polar Bear exhibit! Kids take an electric train through the tunnel and around the perimeter of the children's zoo and/or carousel ride.
Visit Website

36th Annual Crazy Legs Classic, 8k run, 2 mile walk
Saturday, April 29th at 10am
Grand Finish near the 50 yard line of Camp Randall Stadium.
Visit Website

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Restaino & Associates Website Offers Extensive Community Information under the Relocation Tab

Community Information on:
Family living, local resources, schools & education, transportation, government, entertainment and so much more. CLICK HERE to get started.

Or visit our website at www.MadisonRelocation.com



Local Farmers' Markets


Capitol View Farmers' Market
Location: East, Grandview Commons Neighborhood
June-Oct, Every Wednesday
Time: 3pm- 7pm
Visit Website

Dane County Farmers' Market
Location: Capitol Square
April 15-Nov. 11, Every Saturday
Time: 6am-2pm
Visit Website

Fitchburg Center Farmers' Market
Location: Agora Pavilion
May 1 ? Oct 30, Every Thursday
Time: 3:00pm ? 6:00pm
Visit Website

Greenway Station Farmers' Market
Location: Parking Lot Outside Mall
May-Oct, Every Thursday
Time: 8:00am-1:00pm
Visit Website

Northside Farmers' Market
Location: Town Center Parking Lot
May-Oct., Every Sunday
Time: 8:30am-12:30pm
Visit Website

Westside Community Market
Location: Digestive Health Center Parking Lot
April 1-Nov 1, Every Saturday
Time: 7:00am-1:00pm
Visit Website

For a complete list of Farmers' Markets visit: Visit Website



Madison Fun Facts

Did you know that in Wisconsin's Madison the State Capitol is the landmark of the entire city? No buildings built in Madison may be taller or overshadow the State Capitol. This building is to be the tallest throughout the city at all times and can clearly be seen downtown.

Madison is named for James Madison, the fourth President of the United States.

Downtown Madison is located on an isthmus between Lakes Mendota and Monona. It's one of only two cities in the United States built on an isthmus. What's an isthmus you ask? An isthmus is a narrow strip of land connecting two larger areas of land, typically with water on either side.

Madison is described as "The City Of Four Lakes." Although there are five near Madison, the fifth is often forgotten. The lakes are Lake Monona, Lake Mendota, Lake Waubesa, Lake Kegonsa and the debated Lake Wingra.

Madison has five area lakes, over 260 parks and over 200 miles of shared-use trails and paths.

"Forward" is the motto of the State of Wisconsin and also the name of the gold statue that sits atop the Capitol Dome.



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Ace Worldwide


Storm Guard


Boomerang Badger


Capitol Bank


Costco






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Restaino InBusiness Winner 2016






Restaino & Associates Relocation Division, 26 Schroeder Court, Madison, WI 53711 608-395-3103
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